Georgia, Florida and South Carolina Church Insurance

Georgia, Florida and South Carolina Church Insurance

To be sure your religious organization is properly protected, let McGinty-Gordon & Associates an Oakbridge Insurance Partner place coverage with the industry's finest lineup of coverages and services for your people, property, and ministries for your church.

Property Coverage
Extra property coverage, can automatically include lightening, wind, fire and hail, as well as many non-standard items such as:

  • Equipment breakdown, including computers, boilers and electrical equipment.
  • Newly acquired or constructed property.
  • Personal effects and property of others.
  • Pastor's personal property.
  • Ordinance or law.
  • Indirect loss.

Other coverages available under the property coverage are:

  • Crime - Provides protection for money and security losses resulting from theft, employee dishonesty, and forgery and alteration.
  • Inland Marine - A broad type of insurance that covers valuable possessions that may be transported from one place  to another.
  • Abuse and Molestation Coverage - Responds to alligations of abuse.

General Liability Coverage
General liability insurance covers the church's legal liability resulting from injuries to people or damage to their property.


Other church insurance options in Georgia, Florida and South Carolina:

  • Hired and Non-Owned Auto Liability - provides liability for the church should legal liability arise out of the use of a non-owned or hired auto.

  • Directors, Officers and Trustees Liability - provides coverage for wrongful acts of church directors, officers, trustees, business administrators and ministers.

  • Employment Practices Liability - employment practices liability covers a church in areas relating to employment including discrimination, wrongful termination and sexual harassment.

  • Sexual Misconduct Liability - provides coverage that protects a church from legal liability arising from acts of sexual misconduct by a staff member or volunteer.

  • Employee Benefits Liability - provides coverage on negligent acts, errors or omissions arising out of the administration of employee benefits program.

We also have the following medical coverages that are enhancements on policies under your general liability medical coverage:

  • Day Care and School - Provides additional coverage for accidents resulting from activities scheduled and supervised by your church or on its behalf.
  • Interscholastic Athletic - Provides additional coverage for accidents that might result from practicing, instructing, and participating in athletic events.

Contact us for church insurance coverage, including but not limited to the St. Simons Island, Sea Island, Brunswick, Jekyll Island, Atlanta Georgia, Charleston and Hilton Head South Carolina and Fernandina Beach, Amelia Island Florida areas.